Powers of Attorney are legal documents which allow you to appoint someone, your agent, to handle your assets and healthcare needs if you become unable to do so. Having Powers of Attorney in place can prevent the need for court action to have someone appointed to handle these matters if you are unable to handle them on your own.
There are two types of Powers of Attorney: Power of Attorney for Property and Power of Attorney for Healthcare. Powers of Attorney for Property allow your agent to make decisions on your behalf regarding your property. Examples include paying your bills, signing real estate contracts and handling all financial accounts. Powers of Attorney for Healthcare allow your agent to make decisions regarding the healthcare you are receiving and will receive in the future and allow your agent access to your medical records to assist in making those decisions. Without these documents in place, if you are unable to make your own decisions, court intervention will be necessary to appoint someone to make these decisions on your behalf.
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